Financial stability cannot be preserved without visibility. As financial systems grow more complex, interconnected, and adaptive, vulnerabilities increasingly accumulate quietly—across institutions, markets, technologies, and borders—often without triggering conventional alarms. In
Comprender el tiempo, las promesas y la incertidumbre Por qué existe este libro Las finanzas influyen en la vida de las personas mucho antes de aparecer como un tema técnico.
Understanding Time, Promises, and Uncertainty Why This Book Exists Finance shapes people’s lives long before it appears as a technical subject. It affects income stability, access to opportunity, exposure to
Financial systems have outgrown the institutional arrangements traditionally used to govern them. Finance is no longer a neutral background mechanism, but a structural force embedded in macroeconomic outcomes, technological change,
Modern financial systems no longer operate as neutral intermediaries between savings and investment. Once information is imperfect, contracts incomplete, and externalities present, finance shapes economic outcomes rather than merely reflecting
Bank & Finance provides solutions to finance ministries, central banks and development banks to design and implement strategies to achieve their missions. We provide advice based on best international practices, but we craft programs to the specific needs of the implementing countries.
Bank & Finance integrates experts with executive management experience working at finance ministries, central banks, financial regulators, private banks, and development banks from different countries. Advice is based on experience acquired through years working for and with these institutions, having implemented several programs around the world.
We use our multidimensional experience to work closely with our clients to successfully serve their needs.
We develop customized solutions to our clients based on their specific needs.
Services for finance ministries include developing strategies to strengthen public finances by increasing revenue, optimizing expenditure, managing debt to reduce its cost and improve its profile, improving asset and liability management, improve federal and local governments’ coordination, the design and implementation of subnational fiscal policies, infrastructure rescue programs, and debt restructuring.
Services for central banks include the design and implementation of monetary policy for price stability and a correct functioning of the payments system, the design and implementation of financial regulation with a macroprudential focus, improving the functioning of payments and infrastructure of financial markets, efficiently conducting open market operations, managing reserves, designing and implementing digital currencies, and improving information technology and security.
Services for development banks include enhancing the efficiency of existing institutions, designing and implementing new development banks at the federal and local levels, develop financial services to support infrastructure, firm and consumer credit, and develop savings and insurance services.