Principios de Finanzas
Comprender el tiempo, las promesas y la incertidumbre Por qué existe este libro Las finanzas influyen en la vida de las personas mucho antes de aparecer como un tema técnico. Determinan la estabilidad del ingreso, el acceso a oportunidades, la exposición a choques y la capacidad de recuperarse cuando las circunstancias cambian. Sin embargo, con […]
Principles of Finance
Understanding Time, Promises, and Uncertainty Why This Book Exists Finance shapes people’s lives long before it appears as a technical subject. It affects income stability, access to opportunity, exposure to shocks, and the ability to recover when circumstances change. Yet finance is often explained either through abstract models or through prescriptive advice, neither of which […]
Governing Financial Ecosystems: An Institutional Architecture for Coordination, Resilience, and Systemic Stability
Financial systems have outgrown the institutional arrangements traditionally used to govern them. Finance is no longer a neutral background mechanism, but a structural force embedded in macroeconomic outcomes, technological change, and social distribution. At the same time, authority over the financial system remains deliberately fragmented across mandates, sectors, and jurisdictions. Under these conditions, coherence cannot […]
Designing Financial Ecosystems: A Five-Layer Architecture for Resilience, Performance, and Public Value
Modern financial systems no longer operate as neutral intermediaries between savings and investment. Once information is imperfect, contracts incomplete, and externalities present, finance shapes economic outcomes rather than merely reflecting them. Under these conditions, financial stability cannot be achieved through prediction, optimization, or control alone. It becomes a problem of system design and stewardship under […]
Financial Ecosystem Stewardship: A Conceptual Synthesis
Bank & Finance is pleased to publish Financial Ecosystem Stewardship, a new conceptual synthesis that integrates five core elements of financial system stewardship—design, governance, diagnostics, stress testing, and institutionalization—into a single coherent analytical framework. As financial systems become increasingly interconnected, innovative, and exposed to non-linear risks, traditional approaches to financial stability—focused on individual institutions, isolated […]
Mexico 2026–2036: Productivity, Productive Structure, and Sustainable Economic Growth
Mexico enters the 2026–2036 decade at a critical economic inflection point. Despite macroeconomic stability, trade openness, and deep integration into global value chains, long-term growth has remained moderate and volatile. More importantly, it has failed to generate sustained gains in productivity, real wages, or economic complexity. This paper examines the structural mechanics underlying Mexico’s growth […]
Global Coordination and Standards
This report examines the evolution of global coordination and standards as a structural element of the financial system. It assesses how variations in regulatory approaches, technological frameworks, and sustainability requirements contribute to fragmentation, and proposes a conceptual architecture to improve coordination and interoperability. Analysis of Global Coordination and Standards Global coordination and standards increasingly function […]
Macro-Financial Vulnerabilities: Reframing financial stability as a dynamic architecture of resilience
Bank & Finance Consulting Group is proud to present its new deep-dive report, Macro-Financial Vulnerabilities — a study that redefines how economists, policymakers, and market participants understand the interplay between finance and the real economy. At the heart of the report lies a simple question with far-reaching implications:Why do financial systems that appear stable so […]
Quantum Technology and the Future of Financial Security
New Report: Quantum Technology and the Future of Financial Security A practical roadmap for post-quantum resilience—from cryptography migration to prudential policy and market infrastructure readiness. Quantum computing is moving from theory to impact. This report explains what it means for payments, digital identity, market infrastructure, and financial stability—and sets out a step-by-step plan for post-quantum […]
Navigating the Financial Ecosystem: A Guide for Non-Financial Firms
Navigating the Financial Ecosystem is essential for today’s non-financial firms. Finance is no longer a background function — it has become the operating system of the global economy. Liquidity shocks, cyber incidents, and regulatory shifts now move through global markets with unprecedented speed, affecting manufacturers, exporters, retailers, and technology firms alike. Yet few corporate leaders […]